Basic cancer plans pay for all of the following EXCEPT:

Basic cancer plans are designed to provide coverage primarily for specific cancer treatments directly related to the illness itself. These plans typically cover direct cancer treatments such as chemotherapy, immunotherapy, and radiotherapy, which are critical in managing and combating cancer.

Chemotherapy is a common treatment that targets cancer cells, and basic cancer plans usually encompass the associated costs. Similarly, immunotherapy leverages the body’s immune system to fight cancer and is often included in cancer plan coverage. Radiotherapy, a method that uses high doses of radiation to kill or inhibit the growth of cancer cells, is also a standard treatment covered by these plans.

In contrast, physical therapy is generally not considered a primary treatment for cancer itself but rather a rehabilitative service that may be utilized after other treatments have been administered to help patients recover mobility and strength. As such, basic cancer plans do not typically cover physical therapy costs, rendering it the exception in this context.