An application for an individual Disability Income policy may require all of the following information about the proposed insured EXCEPT for:

In the context of applying for an individual Disability Income policy, marital status is not typically a critical factor considered by insurers when assessing the risk associated with providing coverage. Insurers are primarily concerned with factors that directly affect an individual's likelihood of becoming disabled and their ability to earn an income.

Occupation details are important because they provide insight into the nature of the work being performed, which can significantly impact the risk of disability. For example, someone in a high-risk job may have a higher likelihood of needing disability coverage than someone in an office setting. Age is also crucial, as it is a significant indicator of risk; younger individuals may have lower premiums due to a generally lower risk of disability. Medical history is vital as well since pre-existing conditions or health issues can significantly influence the probability of a claim.

Marital status, while it may have some social or economic implications regarding financial support systems, does not directly correlate with the risk factors related to an individual's ability to work and face disability. Therefore, insurance applications focus more on physical and occupational risks rather than personal circumstances such as marital status.