A full-time employee suffering from chronic kidney failure requiring dialysis is eligible for medical coverage under which plan?

A full-time employee suffering from chronic kidney failure requiring dialysis is eligible for medical coverage under Medicare. This is because Medicare is a federally funded program that provides health coverage for individuals with specific qualifying conditions, including End-Stage Renal Disease (ESRD), which encompasses chronic kidney failure that requires regular dialysis.

Medicare provides coverage regardless of age in cases of ESRD, which means that even those who are under 65 years old can access Medicare benefits. Typically, individuals become eligible for Medicare after they have received dialysis for a certain period or have undergone a kidney transplant.

While Medicaid is a state and federal program that provides health coverage to low-income individuals, and employer-sponsored insurance might be available as part of the benefits package, Medicare is specifically tailored to address the needs of those with chronic kidney issues. Short-term disability, on the other hand, is designed to provide income during temporary periods of disability rather than direct medical coverage.

Thus, for an employee with chronic kidney failure requiring dialysis, Medicare stands as the most suitable and direct option for comprehensive medical coverage.